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An unsolicited testimonial on IBS5 - the Infallible Baccarat System Version 5.0 by Izak Matatya:

"I have just about gone through the entire IBS5 document and from what I've digested so far, this system, is nothing short of BRILLIANT! I take my hat off to you Izak. And I feel I have a much greater appreciation for it because I started with IBS and have gone through all the changes through the last several years. I absolutely love the special techniques.  They are just incredible. I wish there was some way to convey to most of the people out there who have been looking for a genuine winning Baccarat system, or just an even money bet system for that matter, that THIS IS IT! I think a lot of people will be hesitant to avail themselves of this system because of the cost, even at the tremendous discount you are providing through the month of February.  I was hesitant, too, but now I'm very happy I bought it.   I've been having some disappointing experiences at the casinos recently and at one point I was ready to call it quits and never gamble again. In dealing with you as long as I have, I have come to trust you and take you at your word. There's not too many people I can say that about. Anyway, I just hope that there are others who have come to trust you as I have and will have the good fortune to acquire your unique system. I think the potential is staggering to say the least."                                                                             Russ P.


"yet one more step ahead
towards ultimate perfection"

IBS5 - the Infallible Baccarat System - Version 5.0
by Izak Matatya

"applies to all even paying games, i.e. Roulette, Baccarat, Craps and Sic-Bo."

I have a wonderful surprise for you.  A great way to start the new year 2009.  After the tremendous success of its predecessor IBS4, IBS is now available at its latest version 5.0.  What else could have been improved over a quasi perfect system IBS4?

For one thing, the session bankroll requirement is even less: 165 units versus 200. 

Its bet selection is not only much simpler, but even more effective.  IBS4's bet selection had a 49% win rate over tester books, although the bet method required not more than 30% winning bets.  IBS5 has more winning bets than losing ones,   In fact, over the entire 600 shoes of the Zumma tester book by Eric St. Germain: 72 Days at the Baccarat Table, IBS5 generates a total of 20,556 wins versus 20,440 losses or +116 units for 41,007 played decisions.  And this proportion is well maintained over millions of randomly generated decisions.

This means that you can even use the system with flat bets only and it will win over the long run.  Flat betting has its advantages, that you can place larger unit sizes.  If you are playing say with $100 chips, you will win over $11,600 in 600 shoes.  One can achieve that in a couple of months.

From a good system, we expect long term and consistent winnings.  Sometimes, this is achieved with the combination of the bet selection and the bet method, such as the case of IBS4.  With IBS5, you can use the system with either flat bets with its bet selection, or any bet selection with its bet method, because its bet method is the most powerful one and will work with any bet selection of your choice. 

Combining a strong bet selection and a very powerful bet method, IBS5 provides you an absolute winner. 

The entire 41,007 Zumma decisions have been tested decision after decision and the results obtained are absolutely stunning:

6,642 runs are played and won generating 6,642 units profit, meaning that IBS5 doesn't lose a single run over the entire 600 shoes.   This is the greatest accomplishment for negative expectancy games.

This is achieved with a session bankroll not exceeding 165 units and the maximum bet not exceeding 37 units in the worst case scenario.  Otherwise, the majority of all runs are easily, elegantly and smoothly closed with profit with only a few chips.  Tables ranges being at the smallest 1-50, and could extend to 1-300 and even more, IBS5 never reaches the maximum. 

There are many different systems that one can use to gain an edge on various casino sites like, free bingo sites, poker sites, or Baccarat.

IBS5 is a breakthrough over all gambling systems with best performance ever with optimized bankroll and highest bet ever needed.

Yes, IBS5 can be used for all even paying games, such as Baccarat, Roulette, Craps, Sic-Bo and Casino War.  One can use it on all even bets for Reds/Blacks, Even/Odd, High/Low in Roulette, Player/Banker in Baccarat, Pass-Line/Don't Pass Line in Craps, Big Small in Sic-Bo and War.

Generating +6642 units profit over 600 shoes gives you an average win rate of an amazing 11 units per shoe.  Playing with $25 units, this means you can make $275 on each and every Baccarat shoe you play.  Double this amount with $50 chips.  And this takes into account commissions.  You will see in the system document how the 5% Banker win commissions do not affect the system's performance at all.  In fact with or without commission, you generate exactly the same amount of aimed profit.  This is another special technique developed within IBS5 and fully explained. 

For Roulette, Craps, Sic-Bo, you need not worry about any type of commission.  The zeros in roulette hardly affect the win rate.  They are simply registered as a loss in the betting scheme and action is taken accordingly within the system.

The highest bet is also flexible.  The system has set it to 37, but if you find this even too high for you, it will still win all runs with a maximum bet fitting your budget.

This is accomplished with very special betting techniques, not seen anywhere in any system.  The betting techniques of IBS5 are even more enhanced and more efficient, trying at all times to reduce the overall bankroll needed and the maximum bet. 

Using IBS5 with flat bets, you can play it on each decision.  Using it with its bet method, IBS5 manages to skip numerous losses and focuses on the bets that win. 

The IBS5 system document has 28 pages of easy reading.  It has to be studied thoroughly in order to master all betting techniques in order to apply them to your play most efficiently.  The document provides you sufficient examples.  And should you need more examples, the IBS5 simulation Excel spreadsheet documents all 41,007 decisions of all 600 Zumma shoes, each 6,642 run being an example to study with full explanation provided in the rightmost comments section.

The IBS5 document has been written in a totally independent manner of the previous versions of IBS.  Therefore, if you do not possess any previous versions, you can totally understand the document and use IBS5 fully on its own.

In order to protect IBS5 from illegal distribution and sharing it over a large number of people, it is written in the form of an e-book, meaning that only you, the owner, will be able to open the document, registering it on the web server and being connected to the internet without being able to print it, dump screens nor share it with anyone else.  This will also prevent its usage over a large quantity of players, as the casino could take counter measures when they detect too many consistent winners.  So it is to your great advantage to keep the system for yourself and win secretly with it, without over exposing it.  You know very well what the casinos have done against Edward Thorp's card counting method. You don't want the same thing to happen with IBS5, whether you use it in Baccarat, Roulette, Sic-Bo, Craps or any even money paying game.

IBS5 has a price tag of $700 only, despite being the best system out there.  A Baccarat shoe takes about an hour to play.  When you make at least $200 per shoe, say with $20 units, and playing not more than 5 shoes a day, you can easily generate $1000 profit per day, every single day of your play.  The system price will pay itself off within the first day of your play. 

Click here to order and a download link will open immediately after your payment online.

You will receive the system e-book, which consists of about 28 pages of easy reading, but needing thorough studying and practicing and an Excel spreadsheet simulation for 41,007 decisions, that can alternate between the Zumma tester book decisions and random decisions, by the click of a button.

Your full satisfaction is guaranteed.  If the system's performance is not to your liking, which I doubt very much, you can ask for a full refund within 30 days of your purchase, and, as you all know, I always honor my guarantees.

Thank you,
Izak Matatya

Frequently Asked Questions on
IBS5 - the Infallible Baccarat System - Version 5.0
by Izak Matatya


Q. Hello Izak,

I just received your email about IBS-5. This method seems very promising. Is it usable with Matrix sports system? If so, are the results better?


A. Yes, it is surely usable with the Matrix Sports Betting system, particularly when one uses it with a differential betting aspect, such as betting on the difference of the bets. You see, IBS5 has a concept of virtual bets to skip losses, when the bet selection goes through a sequence of losses. During those virtual losses, the other side goes through consecutive wins and db applies very elegantly.

Q. Izak, You mention IBS5 also wins with a lower bank than the 160 units tested with a 37 unit max bet. How many units per shoe will it win with a 40 unit bank and or about a 8 unit max bet? What % of shoes will it win at that level? Thanks...

A. IBS5 has been manually tested over 41,008 decisions, line by line, commenting each special betting technique on the spreadsheet. That took a very long time (i.e. 3 months). This test was conducted by setting the highest bet as a parameter to 37 units. In order to conduct the same test with the highest bet set to 8 units or highest session bankroll to 40 units, I will have to conduct the same test, that is, take another 3 months, as I don't have the simulation fully automated.

However, I can tell by observation, since I went through the entire 600 shoes, that if you set the highest bank to 40 units, you will have to abandon some runs unresolved accepting a -40 unit loss at times. The quantity of those should be about 30 (scrolling visually throughout the entire simulation). If IBS5 generated 6600 units without losing a single run, setting the bankroll to max 40 will have 30 X 40 = 1200 units deducted from this amount, thus producing a profit of 5400 units instead.

Q. Izak, is there a discount for IBS-4 owners?

A. Yes, absolutely, IBS4 owners can have an additional $100 discount on top of the existing 90% discount and have IBS5 for $450.

Q. What version of IBS will you reach in 2 years?

A. I don't know what version IBS will reach in two years. As I mentioned, striving for perfection is unlimited. New versions are implemented based on either new ideas, customer feedback, and much effort to try to optimize the system to meet client requirements, that is, to win more runs with less bankroll, limiting the highest bet, limiting the risk of session bankroll loss, etc.

Q. Izak your win rate was 50.12%. You can just bet on banker every time and win 50.68%. Do you have the totals for player and banker bets made during the test?

A. The win rate is 50.12% placing bets on both Player and Banker sides taking commissions into account. If you place bets on Banker only, your win rate is 50.68% minus commissions, which becomes much less than 50%. I have the total Player and Banker bets made for the 600 Zumma shoes and for random shoes.

For Zumma it's: 20343 bets made on Player, 20663 bets made on Banker (real + virtual)

For random, it's variable depending how the bet selection chooses to bet on.

Q. What is the result for playing IBS5 flat bet in 600 Zumma shoes and spread sheet?
Also, what would the bankroll be if play flat bet?
How many units can one make per shoe on an average if play flat bet?

A. Betting flat no. of wins: 20566, no. of losses: 20440 over the 600 Zumma shoes. On the random spreadsheet, this alternates, but the proportion of about 100-120 more wins is kept most of the time.

Betting flat within the Zumma shoes, the bet selection enables 16 wins versus 10 losses up front, and there is no drawdown at all later on, throughout 41,008 decisions. So 1 chip is enough. In random selections, this again may vary. I wouldn't expect anything more than 11 units, as this was the longest losing consecutive sequence overall and only if it happens up front.

Q. Is your flat bet profit a net or gross amount for the 600 shoes? Does this system carry your traditional no questions asked money back guarantee? We are talking a pretty hefty investment since we cant pool our purchase. Thanks...

A. IBS5 has such a special technique for Banker commissions, that equates net and gross amounts.

The system surely carries the unconditional money back guarantee. Upon asking for a refund, though, your e-book registration will also be cancelled, and you will not be able to open it any longer, nor will you be entitled for any future upgrades or discounts for future versions.

The hefty investment of $550 will pay itself in one day's play. Then you keep all your winnings to yourself.

At the mini-bac table, playing with $20 units, one can easily make 5 units per shoe (the average is 11 units per shoe). Making $100 per shoe is a piece of cake with IBS5.
5.5 shoes and your $550 investment is paid off in one day.

Q. Does the simulation generate just the wins and losses from the bet selection but not the dollar amounts of each bet in the progression?

A. IBS5 was manually tested for its bet method. However, its bet selection is fully automated. The provided spreadsheet gives all results for Zumma including bet selection and bet method and the random selections give results for the bet selection only.

Q. Izak, since you sit on the sidelines during loosing streaks, what % of the shoe are you actually playing? Thanks

A. With IBS5, using it with flat bets, you play on every decision. With the bet method, you only play when the shoe is winning and that is more than 50%.

Q. How many bets on an average run and what has been your longest run before it comes back to profit?

A. Since 6642 runs were completed in 41,008 decisions, one run has an average of 6.174 decisions. The longest run took 1.5 shoe, and still closed with a win. All runs did.

Q. Say you are down units can you walk away come back the next day and pick up where you left off?

A. Yes, you can always continue your run from one day to another, from one table to another, from one shoe to another, etc. until it resolved with a win - and it will.

Q. What is the main difference between IBS-4 and 5?

A. IBS5 and IBS4 are close cousins. It's good to have both. If you purchase IBS5, I will include IBS4 for free for the ones who don't have it.

There are quite a few differences between IBS4 and IBS5. First of all, they both have unique special techniques, that can complement and supplement each other. You can use the special techniques developed in IBS4 as well as in IBS5. The major difference between IBS4 and IBS5, is that IBS4's bet selection avoids certain bets if patterns are not recognizable and the bet method bets accordingly. In IBS5, the bet selection identifies where to bet on each and every decision. It's the bet method, that determines when to bet and when not, thus avoiding long losing streaks. If the table requires for you to place bets on each and every bet, then IBS4 and IBS5 become similar in the bet method, but their bet selection is quite different so are their special betting techniques.

In short, it's good to have both and you can do so by simply acquiring IBS5.

Thank you all for your interest.

IBS5 has a price tag of $1500, despite being the best system out there.  A Baccarat shoe takes about an hour to play.  When you make at least $200 per shoe, say with $20 units, and playing not more than 5 shoes a day, you can easily generate $1000 profit per day, every single day of your play.  The system price will pay itself off within the first dat of your play.   

Click here to order and a download link will open immediately after your payment online.

You will receive the system e-book, which consists of about 28 pages of easy reading, but needing thorough studying and practicing and an Excel spreadsheet simulation for 41,008 decisions, that can alternate between the Zumma tester book decisions and random decisions, by the click of a button.

Your full satisfaction is guaranteed.  If the system's performance is not to your liking, which I doubt very much, you can ask for a full refund within 30 days of your purchase, and, as you all know, I always honor my guarantees.

Purchasers' Success Stories on
IBS5 - the Infallible Baccarat System - Version 5.0
by Izak Matatya

The new IBS5 system has nothing but positive feedback and success stories posted in the discussion forum

"I played live with IBS5 for the first time today. I played a total of 4 shoes. The first 3 were consecutive. Then I sat out the 4th shoe and came back in on the 5th shoe as I had an unresolved run left at the end of the 3rd shoe. My buy in was $2000 (200 units). I was playing at a $10 minimum mini-table. There were 4 other players at the table who played in all 4 shoes I played. My unit size was $10.

Before I give you the breakdown of my stats for the session, I want to define what I consider my "max drawdown". I consider my highest drawdown during a session as the highest amount I put "at risk" in order to complete any one particular run. Example: If the maximum amount I am down in a run is say, $170 (17 units) and the next bet I make is $180 (18 units), then I am risking a total of $350 (35 units), to win this run. In this case my max drawdown would be $350.

The highest bet during the 4 shoes was $210, 21 units
Max drawdown was $420, 42 units
Total Wins = 120
Total Losses = 119
Total number of hands = 239
Percentage of total hands actually bet = 49.8%
Highest number of consecutive losses = 6 (occurred once)

Out of 45 runs attempted, I successfully completed 45 and actually ended up netting $451.50 due to the way I handle Banker commissions. I tipped the dealer $11.50 so I walked away with $440, 44 units. The total time I spent actually playing Baccarat was just over 3 hours. I am very happy with the profit I made for those 3+ hours of effort."

"As some of you are aware, if you have read my previous posts, I spent a lot of time "practicing" IBS5 on probably in excess of 150 shoes. I spent the time because I wanted to be very sure I would be ready to play in a "live" environment. There have been times in the past when I "thought" I was competent with a system and when I actually tried playing live, things suddenly didn't go according to schedule and it was easy to become mentally disoriented. That uncertainty never became a factor tonight because I knew I was ready. I never felt hurried to make a decision. Everything just "clicked" as they say. And the casino I played in has a reputation for dealing hands rather fast compared to other casinos in the area that offer Baccarat.

My advice to anyone who makes the decision to invest in IBS5, is to make sure you commit yourself to thoroughly understanding the system before you attempt to use it. I believe it will return incredible dividends in the long run. IBS5 is not really a complicated system, nor is it a system that can be learned competently after spending 1 hour with the documentation. Each person will have his or her own learning curve with IBS5, depending on various factors, especially any previous experience with some of the concepts presented in the documentation. I believe that just about anyone can learn this system, provided that they spend the requisite time necessary to learn and practice it. And don't be afraid to ask Izak for help if you have questions. He's helped me many times when I needed it.

I am aware that there is always the possibility that I may have to eventually abandon a run once in awhile and sacrifice 150-165 units the longer I play but from what I've seen so far from the many, many shoes I played in practice, those times will, hopefully, be few and far between.

The 150 + shoes I played in "practice" were all completed without having to abandon a singe run. I didn't actually keep track of the total number of units as that was not the purpose of my efforts. The reason I was practicing was to make sure I could play the system so well that it would seem like second nature to me. I wanted to minimize the possibility of making mistakes when I played in a live environment. Even though I didn't keep an accurate track on total number of units won, overall IBS5 seems to produce a long term average of right around 11 units per shoe. This average appears to remain fairly constant. Some shoes win less than 11 units while others win more."

"I've had several people ask me about how I deal with banker commissions when playing Baccarat. I will try to explain my "method" without creating too much confusion.

As everyone should be aware of if they've read the IBS5 ad page, the objective is to complete a run. Ideally, each time you complete a run you should add 1 unit profit to your net total of units. What frequently happens is that during the time you are trying to complete a run, some of the bets you win will be banker bets and unavoidably you will be paying a commission which subtracts from your net total. Example: I play a series of hands that result in a completed run. I should have 1 unit profit. But while playing that series of hands, I made a total of $70 in bets on banker hands that won before I completed the run. So, I ended up paying $3.50 in commissions. My net total for he run is $6.50 (assuming $10 units), instead of the full $10 I would hope for. My objective in employing the method I do is to always "net" 1 full unit at the completion of each run. As I am playing, I keep a running total of how much I have paid in commissions. I indicate it on my score card in red to denote it is a negative amount because it is subtracting from the total units I have won. So, here is what I do to "compensate" for the commissions that are having a negative impact on my win total. Early on after I have paid a few dollars in commissions, the next time I have a losing hand I add 1 extra unit to the amount I need to win to make 1 unit profit at the end of the run. So, when I DO complete the run, I actually net 2 units instead of 1. I increase my net units won by 1 unit and take the other unit and put it in what I call my BCR (Banker Commission Reserve). A good analogy would be if you were to open a special savings account at your bank that is set up to handle unexpected expenses such as car repairs. My BCR is where I build up a reserve of money I have actually won from the casino instead of out of my own pocket. When I do win on a banker bet and pay a commission, I pay for it from the extra money I have put in my BCR. Here is the way I track it:

1st run:

Lose first two hands
Third hand I win on banker and pay 1.00 commission (record 1.00 in red)
4th and 5th hands lose
6th hand again wins on banker pay 1.50 commission (record 2.50 in red)
Next hand wins and I complete the run.
Even though I've resolved the run and netted 1 unit, I'm actually down $2.50 due to banker commissions.

2nd run:
First hand loses (It doesn't matter if you're betting on Player or Banker when this happens.) I add 1 extra unit to the amount I'm tracking that I need to win to come out 1 unit ahead when I complete the run. Now I will actually be winning 2 units when the run completes.
2nd and 3rd hands lose.
On the 4th hand I win my bet on Player (no commission to pay) and I am able to complete the run. I've now completed my second run. I add 1 unit to my net units total so I have 2 units there and I take the other unit I've won and add it to the -2.50 I'm down from the 1st run and my net BCR is 7.50 which I show on my scorecard in blue or black to denote it is a positive amount. As I play more runs and I pay commissions on banker wins, I pay for those commissions out of the reserve I have in my BCR account. When the reserve gets down to around 4 or 5, I just add another unit as described above. Of course there will be times when you're playing a run and bets may escalate to the point that some of your winning banker bets will be for amounts such that the commissions will "deplete" your reserve fairly quickly and even cause it to go negative. All I do is keep adding the 1 extra unit until my BCR is back in a positive condition. As I get closer to ending the current session I'm playing (which could cover multiple shoes), I try to plan it so that I have an amount in my BCR that I use for tipping the dealer. Let's say I have 27 units in net units. As long as I have a positive amount in my BCR (which the casino has graciously paid for by the way) I will be able to walk with the full 27 units. I try to have around $10-$15 in the reserve which I give to the dealer(s).

That's basically it. It may seem a little confusing at first. But after you practice it awhile, it should start to make sense and become fairly simple to use. What I like about it is that once you've built up a sufficient positive amount in the BCR, you just draw on it as the need arises to cover commission expenses. And when it gets low or goes negative, replenish it."

"I would estimate that one would actually win between 1650 and 1700 units for 150 shoes based on the averages I've been seeing during my practice sessions. Like I've stated in other posts, IBS5 seems to be holding a pretty strong average of around 11 units per shoe when played over a long series of shoes. In the live session I played last night I actually averaged 19+ units per shoe. Averages can vary considerably when you only play a few shoes at a time."

"The highest session bankroll need to win the entire Zumma 600 shoes without losing a single run was 165 units. I personally bought in for 200 units. So far, I haven't needed even close to half that. I just feel a little more comfortable with that as my sessions bankroll and playing $10 units. I am hoping that with continued success, I will eventually move up to larger units, but I'm not going to push it right now. I'm perfectly comfortable with where I am now."

"On Monday, 2/23 I played my second session of Baccarat live using IBS5. It turned out to be a really great session. It's what I would call a Baccarat player's dream (from an IBS5 perspective). There was one guy at the table that was losing pretty badly. After playing the first shoe I only played 26 hands in the second shoe before quitting, but I was able to walk with 24 units ($240). That's well above the typical 11-12 unit average per shoe for IBS5. And just in case anyone is wondering why I quit when I was doing so well, it's because I don't want to move "too fast". I want to take this one step at a time and build some confidence in myself using the system. It almost started to feel "too good to be true" and I guess I didn't want to chance having a sudden reversal in my luck. I wanted to quit on a high and feel good about what just happened.

The highest bet during the 1+ shoes was $130, 13 units
Max drawdown was $270, 27 units
Total Wins = 50
Total Losses = 39 (Very good win to loss ratio for such a short series)
Total number of hands = 89
Percentage of total hands actually bet = 56%
Highest number of consecutive losses = 5 (occurred once)"

"The time it takes to play a shoe depends on which casino I play in. The Silver Legacy generally deals faster than the other two casinos in Reno that have Baccarat. At the Legacy I would say the average time to play a shoe is between 45 and 50 minutes. At the casino next door, they're a little more relaxed about the whole affair and it usually takes a little more than an hour to play a shoe. The session I detailed above took pretty close to 1 hour and 20 minutes. Since I walked with $240 after 1.3 hours of effort, the numbers say I made $184 per hour. I also made another $240 tonight but I had to complete almost 2 full shoes before I quit. Total time spent was just under 2 hours."

"If you take the time to learn the system thoroughly, it takes very little time to decide what your next play will be. I'm sure there are things that you have learned to do so well that you really don't have to think twice about how to do it. Without consciously thinking about it, I find myself doing "what if" scenarios while I'm waiting for a hand to be played. So basically, I've already figured out how I'm going to play the next hand depending on the outcome of the current hand. The majority of decisions are very quick and easy to make. There will be times occasionally, however, that will require more deliberate thought. Anything worthwhile is going to take a little time and extra effort to master. But the more you do it the easier it becomes. The decision making process has become so second nature to me now that I can't say that I've felt rushed at all."

"My goal at each session right now is to play two shoes. After completing the first shoe, I continue into the next shoe as if the two were combined into one big shoe. My goal while in the second shoe is to "wrap" things up by the 45th hand when playing at the Legacy because they have a tendency on average of dealing 10 fewer hands per shoe than the other two casinos in my area that offer Baccarat. If I'm playing at the El Dorado, I try to "wrap" things up the the 55th hand. In other words, I would prefer not to start a new run beyond the 55th or 45th hand. (as the case may be) Sometimes, it's just unavoidable because the cards are controlling the action and I have to start a 3rd shoe but as soon as I complete my very next run, I quit."

"To-Date IBS5 Results Summary

First live session: 02-21-09
Total sessions played:3
Total shoes played (approx):8
Total units won:92 ($920)
Average units per shoe:11.5

Current IBS5 Session Summary

Unit size: $10
Date played:02-24-09

Total units won:24 ($240)
Total hands played:130
Total winning hands:64
Total losing hands: 66
Highest bet:20 units ($200)
Highest drawdown:52 units ($520)
Percentage of actual played hands:49%
Highest number of consecutive losses:6 (Once)

Comments: One run became a little challenging for a short time but was soon resolved."

Those are really fantastic results, as expected from how IBS5 should perform.  Thank you for all the feedback.

IBS5 is only $700, a deal not to be missed for the best system ever designed to beat all even games on the long run with consistent profits.

Click here to order and a download link will open immediately after your payment online.

You will receive the system e-book, which consists of about 28 pages of easy reading, but needing thorough studying and practicing and an Excel spreadsheet simulation for 41,008 decisions, that can alternate between the Zumma tester book decisions and random decisions, by the click of a button.

Your full satisfaction is guaranteed.  If the system's performance is not to your liking, which I doubt very much, you can ask for a full refund within 30 days of your purchase, and, as you all know, I always honor my guarantees.

Thank you,
Izak Matatya

Use IBS5 at Windows Casino

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